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Work · Guided lesson

Decode and verify a pay stub

About 34 minutes
Work at your own pace. Optional videos take extra time.
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Before you begin

The idea in everyday life

Reconcile dates, hours, rates, earnings, taxes, deductions, reimbursements, leave, and net pay.

The idea

A pay stub is a reconciliation statement: trace each number back to time, policy, or an authorized choice.

Try it

One step at a time.

Use the sample or information you have permission to use. Keep your work as you go. You can pause between steps.

  1. 1

    Match employer and worker details, pay period, pay date, regular and overtime hours, rates, tips, bonuses, and year-to-date totals to your records.

  2. 2

    Separate required taxes from benefit contributions, garnishments, repayment, and other deductions; identify anything you did not authorize or understand.

  3. 3

    Recalculate pay before deductions (gross pay) and how deductions and adjustments change your take-home pay (net pay). Use the documented payroll process to ask about differences.

Example

See how it works.

Sam's log shows two overtime hours missing, so the question includes the dates, clock record, expected amount, and pay-stub line.

Check your work

Did you cover these?

  • Your work includes a pay-stub check with private details removed. Show expected pay, actual pay, each difference, and any written follow-up.
  • Check this common mistake: Checking only the bank deposit and missing an incorrect rate, missing hours, or an unfamiliar deduction.
  • Your independent calculation reaches the stated gross pay and every deduction has a label, basis, and follow-up if needed.
Your work

What to finish

A pay-stub check with private details removed. Show expected pay, actual pay, each difference, and any written follow-up.

Common mistake

Watch for this

Checking only the bank deposit and missing an incorrect rate, missing hours, or an unfamiliar deduction.

How can I tell I understand it?

Your independent calculation reaches the stated gross pay and every deduction has a label, basis, and follow-up if needed.

Try 3 questions

Quick knowledge check

Answer all 3 questions. Get at least 2 right and the lesson completes automatically.

Not yet passed

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1Which step is part of “Decode and verify a pay stub”?
2What should you have made by the end of this lesson?
3Which mistake should you watch for in this lesson?
0 of 3 answeredApply the lesson to a short question, then review the explanation.
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Finish this lesson

Pass the check. We’ll save the progress.

Answer all 3 questions above and get at least 2 right. You can review the explanations and try again.

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Optional course overview video · same video as Lesson 1
U.S. Department of LaborOSHA: Young Workers’ RightsYouTube
Optional course overview

OSHA: Young Workers’ Rights

From U.S. Department of Labor. Watch here or open it on YouTube .

Watch for an idea you can use in the practice below. You can pause or skip this optional overview.
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