The Life Starter
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Course Library · Lesson 2 of 6
Money · Guided lesson

Verify through an independent path

About 25 minutes
Work at your own pace. Optional videos take extra time.
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Before you begin

The idea in everyday life

Confirm people, organizations, accounts, listings, and emergencies without using contact information supplied by the claim.

The idea

The message cannot authenticate itself.

Try it

One step at a time.

Use the sample or information you have permission to use. Keep your work as you go. You can pause between steps.

  1. 1

    Pause contact and locate a trusted website, statement, saved number, in-person office, known family contact, or official directory independently.

  2. 2

    Check the exact website and sender address, account history, registration, and physical location. Confirm that the claimed event happened. Treat reviews as clues that still need checking.

  3. 3

    For a known person, use a separate channel or prearranged family verification question; treat voices, images, caller ID, and screenshots as forgeable.

Example

See how it works.

Morgan hangs up on a bank alert, opens the bank app directly, and calls the number printed on the physical card.

Check your work

Did you cover these?

  • Your work includes a five-level verification ladder and completed verification record for three fictional high-pressure scenarios.
  • Check this common mistake: Calling the number in the warning message, clicking its login link, or trusting caller ID, a copied website, or a synthetic voice.
  • Every verification starts outside the suspicious communication and ends with a documented trusted source.
Your work

What to finish

A five-level verification ladder and completed verification record for three fictional high-pressure scenarios.

Common mistake

Watch for this

Calling the number in the warning message, clicking its login link, or trusting caller ID, a copied website, or a synthetic voice.

How can I tell I understand it?

Every verification starts outside the suspicious communication and ends with a documented trusted source.

Try 3 questions

Quick knowledge check

Answer all 3 questions. Get at least 2 right and the lesson completes automatically.

Not yet passed

You’ll get an explanation for each answer. Signed in? Your results save to your account.

1Which step is part of “Verify through an independent path”?
2What should you have made by the end of this lesson?
3Which mistake should you watch for in this lesson?
0 of 3 answeredApply the lesson to a short question, then review the explanation.
2
Finish this lesson

Pass the check. We’ll save the progress.

Answer all 3 questions above and get at least 2 right. You can review the explanations and try again.

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Optional course overview video · same video as Lesson 1
Federal Trade CommissionMy Action Plan to Avoid ScamsYouTube
Optional course overview

My Action Plan to Avoid Scams

From Federal Trade Commission. Watch here or open it on YouTube .

Watch for an idea you can use in the practice below. You can pause or skip this optional overview.
Tools, templates, and lesson sources

Tools and templates

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Sources and further reading

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