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Money · Guided lesson

Recognize the scam playbook

About 28 minutes
Work at your own pace. Optional videos take extra time.
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Before you begin

The idea in everyday life

Identify impersonation, urgency, secrecy, unusual payment, guaranteed reward, remote access, and information-harvesting patterns.

The idea

Scam stories change; the pressure and payment mechanics repeat.

Try it

One step at a time.

Use the sample or information you have permission to use. Keep your work as you go. You can pause between steps.

  1. 1

    Mark who initiated contact, the claimed identity, requested action, deadline, emotional pressure, secrecy, promised reward, and threatened consequence.

  2. 2

    Flag requests for gift cards, cryptocurrency, wire transfer, payment apps, cash, checks with money sent back, remote device access, verification codes, or upfront fees.

  3. 3

    Stop when an offer depends on immediate action, guaranteed returns, overpayment, easy task income, or keeping trusted people out of the loop.

Example

See how it works.

Morgan ignores the realistic company logo and notices the recruiter demands a check deposit followed by an equipment payment.

Check your work

Did you cover these?

  • Your work includes a table for ten fictional scenarios. Record the story, pressure tactic, payment or information requested, when to pause, and a safe next action.
  • Check this common mistake: Memorizing only one scam story and missing the same pressure pattern when the name, platform, or technology changes.
  • You can find the control tactic and risky transaction before deciding whether the story itself sounds believable.
Your work

What to finish

A table for ten fictional scenarios. Record the story, pressure tactic, payment or information requested, when to pause, and a safe next action.

Common mistake

Watch for this

Memorizing only one scam story and missing the same pressure pattern when the name, platform, or technology changes.

How can I tell I understand it?

You can find the control tactic and risky transaction before deciding whether the story itself sounds believable.

Try 3 questions

Quick knowledge check

Answer all 3 questions. Get at least 2 right and the lesson completes automatically.

Not yet passed

You’ll get an explanation for each answer. Signed in? Your results save to your account.

1Which step is part of “Recognize the scam playbook”?
2What should you have made by the end of this lesson?
3Which mistake should you watch for in this lesson?
0 of 3 answeredApply the lesson to a short question, then review the explanation.
1
Finish this lesson

Pass the check. We’ll save the progress.

Answer all 3 questions above and get at least 2 right. You can review the explanations and try again.

Go to the knowledge check
Optional course overview video
Federal Trade CommissionMy Action Plan to Avoid ScamsYouTube
Optional course overview

My Action Plan to Avoid Scams

From Federal Trade Commission. Watch here or open it on YouTube .

Watch for an idea you can use in the practice below. You can pause or skip this optional overview.
Tools, templates, and lesson sources

Tools and templates

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Sources and further reading

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