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Course Library · Lesson 6 of 6
Money · Guided lesson

Build a pause-and-verify habit

About 15 minutes
Work at your own pace. Optional videos take extra time.
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Before you begin

The idea in everyday life

Create household rules, trusted checks, account alerts, response cards, and regular reviews that make scam resistance automatic.

The idea

A simple shared rule used every time beats trying to feel clever during a convincing emergency.

Try it

One step at a time.

Use the sample or information you have permission to use. Keep your work as you go. You can pause between steps.

  1. 1

    Create a mandatory pause for unexpected money, secrecy, remote access, password, code, identity, investment, job, rental, or emergency requests.

  2. 2

    Choose two trusted people and a separate way to check an urgent request. Plan a family verification phrase. Keep official account contact details available without internet access.

  3. 3

    Run a quarterly review of account security, new scam patterns, credit or transaction alerts, exposed information, and the response card.

Example

See how it works.

Morgan and a parent agree that any urgent money request pauses until a call to a known number and the family phrase is confirmed.

Check your work

Did you cover these?

  • Your work includes a one-page pause-and-verify card, trusted-contact agreement, family verification phrase plan, and quarterly review schedule.
  • Check this common mistake: Making the plan too complicated to use quickly or treating embarrassment as a reason not to call a trusted person.
  • You can use the card in under two minutes and no unexpected high-risk request proceeds without an independent check.
Your work

What to finish

A one-page pause-and-verify card, trusted-contact agreement, family verification phrase plan, and quarterly review schedule.

Common mistake

Watch for this

Making the plan too complicated to use quickly or treating embarrassment as a reason not to call a trusted person.

How can I tell I understand it?

You can use the card in under two minutes and no unexpected high-risk request proceeds without an independent check.

Try 3 questions

Quick knowledge check

Answer all 3 questions. Get at least 2 right and the lesson completes automatically.

Not yet passed

You’ll get an explanation for each answer. Signed in? Your results save to your account.

1Which step is part of “Build a pause-and-verify habit”?
2What should you have made by the end of this lesson?
3Which mistake should you watch for in this lesson?
0 of 3 answeredApply the lesson to a short question, then review the explanation.
6
Finish this lesson

Pass the check. We’ll save the progress.

Answer all 3 questions above and get at least 2 right. You can review the explanations and try again.

Go to the knowledge check
Optional course overview video · same video as Lesson 1
Federal Trade CommissionMy Action Plan to Avoid ScamsYouTube
Optional course overview

My Action Plan to Avoid Scams

From Federal Trade Commission. Watch here or open it on YouTube .

Watch for an idea you can use in the practice below. You can pause or skip this optional overview.
Tools, templates, and lesson sources

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Sources and further reading

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