Reconcile sources and uses of funds
See this course’s project requirements
A fictional funding request with verified uses, owner contribution, cash capacity, loan-term comparison, collateral questions and a go/no-go recommendation.
Keep your working files in your own notebook or software. Save a private description, checklist, and work link in My Proof.
What to include
- A funding-use table and source/term verification questions.
- A balanced or gap-flagged sources-and-uses schedule.
- A repayment-capacity worksheet with numerator definition and downside gap.
- A business-loan term/proceeds/cost scorecard.
- A collateral/guarantee question map for qualified review.
- A completed fictional small-business loan-readiness packet.
Review and revise
Use these criteria to check your work and choose what to improve.
- All supplied records reconcile and the decision uses the named case rules.
- Calculations show units, intermediate values and a second check.
- Changed-input practice revises the affected result and identifies uncertainty.
- The final project combines six lesson records, separates fictional assumptions from current rules, and states a supported next step.
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The idea in everyday life
This is an original fictional practice case. No account, payment, personal record or outside participation is required. Uses $9,000; owner contribution $2,500; proposed loan $6,000; no other funding is confirmed.
A funding request must balance all planned uses with actual sources; a gap is not solved by an assumed grant or approval.
Reconcile sources and uses of funds — worked practice
A funding request must balance all planned uses with actual sources; a gap is not solved by an assumed grant or approval.
Use paper or a local table; label all amounts as fictional USD unless the case names another unit. Uses $9,000; owner contribution $2,500; proposed loan $6,000; no other funding is confirmed.
Sources-and-uses reconciliation
Paste at A1.
| AInput or record | BSupplied value |
|---|---|
| Total uses USD | 9000 |
| Owner contribution USD | 2500 |
| Proposed loan USD | 6000 |
| Other confirmed funding USD | 0 |
Copy as plain text
1. Step 1: Record all uses in one subtotal
Record all uses in one subtotal.
You should see: $9,000.
A funding request must balance all planned uses with actual sources; a gap is not solved by an assumed grant or approval.
2. Step 2: Record the stated source amounts
Record the stated source amounts.
You should see: 2500+6000=$8,500.
Keep this intermediate result so the final decision can be checked.
3. Step 3: Calculate the funding gap
Calculate the funding gap.
You should see: 9000−8500=$500.
Keep this intermediate result so the final decision can be checked.
4. Step 4: Write a supported revision
Write a supported revision.
You should see: Reduce uses or identify an actually verified source; keep the proposed loan unapproved and do not invent a grant.
Keep this intermediate result so the final decision can be checked.
What to finish
A balanced or gap-flagged sources-and-uses schedule.
Watch for this
Treating a proposed loan or hoped-for award as money already available.
How can I tell I understand it?
Reconcile proposed business sources/uses and preserve an unfunded gap on the supplied changed case while preserving the stated rule and checking the final record.
Quick knowledge check
Answer all 3 questions. Get at least 2 right and the lesson completes automatically.
You’ll get an explanation for each answer. Signed in? Your results save to your account.
Pass the check. We’ll save the progress.
Answer all 3 questions above and get at least 2 right. You can review the explanations and try again.
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Sources and further reading
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Source & access notes · checked 2026-10-01
Official page opened/read during Money expansion authoring; checked the relevant concept and access state. These sources do not establish funding eligibility.
Access: Readable official webpage inspected with the web reader on 2026-10-01. No interactive-tool operation is claimed.
Reuse: Original fictional practice, questions and calculations; paraphrased concepts with a source link. No source exercise copied.
Source & access notes · checked 2026-10-01
Official page opened/read during Money expansion authoring; checked the relevant concept and access state. These sources do not establish funding eligibility.
Access: Readable official webpage inspected with the web reader on 2026-10-01. No interactive-tool operation is claimed.
Reuse: Original fictional practice, questions and calculations; paraphrased concepts with a source link. No source exercise copied.
Source & access notes · checked 2026-10-01
Official page opened/read during Money expansion authoring; checked the relevant concept and access state. These sources do not establish funding eligibility.
Access: Readable official webpage inspected with the web reader on 2026-10-01. No interactive-tool operation is claimed.
Reuse: Original fictional practice, questions and calculations; paraphrased concepts with a source link. No source exercise copied.
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